Have you had any vehicle on finance since 2007?
You could be owed £5400 for undisclosed commission
100,000+ customers helped
100% No Win No Fee* guarantee
What is Miss-Sold Car Finance ?
Miss-sold car finance occurs when loans are provided under misleading conditions, such as failing to disclose costs, interest rates, or hidden fees, and offering unsuitable agreements that don't fit customers' finances. It also includes undisclosed commissions and misleading information about terms. Pressure tactics may rush customers into signing. Affected consumers should contact the finance provider or seek legal advice for redress.
Don't know what to do ?
Say Hi!
Don't know what to do about miss-sold car finance? Say hi! If you suspect that you've been misled or treated unfairly in your car finance deal, reaching out for support is the first step. I'm here to help you understand your options, provide guidance on how to seek redress, and answer any questions you may have. Let's tackle this together!
How It Works
We hardly let you do anything, you just relax, sit back, count to 3 and there you go.
Find your Agreements
Discover potential finance claims quickly using our historic finance claim calculator. We can locate claims going all the way back to 2007. It's free, takes just two minutes, and provides instant results if a finance claim is identified.
Let us handle it
Once you've shared a few key details, a dedicated team of legal professionals will carefully prepare and submit your finance claim, managing the whole process for start to finish.
The finish line
After securing the best possible compensation package for your finance claim, our working partners will make sure your paid out to your chosen bank account.
Customer Reviews
Join thousands of satisfied customers who have successfully claimed their compensation
“Fantastic service! They helped me claim back £3,200 from my car finance agreement. The process was smooth and their team was very professional.”
Sarah Thompson
March 2024
“I was skeptical at first but decided to give it a try. So glad I did! Recovered £2,800 from a PCP agreement I had no idea was mis-sold.”
James Wilson
February 2024
“Very straightforward process. The team kept me updated throughout and I received my compensation within weeks. Highly recommend!”
Emma Roberts
March 2024
FAQs
Which lenders can I make a mis-sold finance claim against?
We currently have active claims in progress against a broad range of lenders, including Black Horse Ltd, Volkswagen Financial Services (UK) Ltd, FirstRand Bank Ltd (London Branch), BMW Financial Services (GB) Ltd, Santander Consumer (UK) PLC, RCI Financial Services Ltd, Vauxhall Finance PLC, Close Brothers Ltd, PSA Finance UK Ltd, FCE Bank PLC, Mercedes-Benz Financial Services UK Ltd, CA Auto Finance UK Ltd, Clydesdale Financial Services Ltd, Blue Motor Finance Ltd, NIIB Group Ltd, Toyota Financial Services (UK) PLC, Moneybarn No. 1 Ltd, Hyundai Capital UK Ltd, and Startline Motor Finance Ltd. If you’ve had an agreement with any of these lenders, you may be entitled to compensation.
How far back can I make a finance claim?
You have 6 years from the start of your agreement to make a claim, or 3 years from when you became aware of your right to complain. The 6-year period starts from the payment of commission, which is the beginning of your agreement. If your agreement is older, you can still claim if you only found out about your right to complain in the last 3 years. However, it's unlikely you'll be able to claim for agreements that ended before 2007.
Many of the claims will be against the banks or lenders who have agreements with the car makers. However, you can claim against any car make, and we have settled cases against well-known car companies such as BMW, Audi, Mini, VW Volkswagen, Kia, and Toyota.
What criteria must I meet to make a claim?
Your lender must have failed to disclose the commission details on your agreement(s). If your finance details were inadequately explained or you faced higher interest rates due to commissions, you could be eligible for £1,000s.
Can I make a claim for fixed commissions?
Yes, you can potentially make a claim if you were not informed about fixed commissions on your car finance agreement. Under updated regulations and recent court rulings, car dealerships and finance providers are required to disclose any commissions they receive when arranging finance deals, as these commissions can influence the terms of the agreement, such as the interest rate or monthly payments.